Cookie Policy
Last updated: February 2025
We use tracking technologies on xenolivaras.com to help you manage your annual budgeting more effectively. This policy explains what these technologies are, why we use them, and how you can control them. We're committed to transparency about how we collect and use your information when you visit our site.
What Are Cookies?
Cookies are small text files stored on your device when you visit websites. They're pretty common across the internet. Most sites use them to remember your preferences and make your experience smoother each time you visit.
These files contain a unique identifier and some basic information. When you return to xenolivaras.com, your browser sends this information back to us so we can recognise you and tailor your experience accordingly.
Types of Cookies We Use
Essential Strictly Necessary
These cookies keep the site functioning properly. They handle things like your login session and security features. Without them, you wouldn't be able to access your budgeting tools or save your financial data.
Functional Preference Cookies
These remember your choices so you don't have to set things up every time. They store your preferred currency display, budget categories you've customised, and interface settings you've adjusted to suit your workflow.
Analytics Performance Tracking
We use these to understand how people use xenolivaras.com. They show us which features get used most, where people might be getting stuck, and what we should improve. This data helps us make better decisions about our budgeting tools.
Marketing Targeting Cookies
These track your activity to show you relevant content and financial tips. If you've been exploring retirement planning tools, we might show you related resources. They help us avoid bombarding you with information you're not interested in.
How We Use Tracking Technologies
Beyond standard cookies, we use a few other tracking methods to improve your experience with our budgeting platform.
Local Storage and Session Storage
We store temporary data in your browser to make xenolivaras.com faster and more responsive. This includes things like:
- Draft budget entries you're working on but haven't saved yet
- Chart preferences and display settings for your financial dashboards
- Recent calculations you've performed with our budgeting tools
- Form data so you don't lose your work if you accidentally close a tab
Analytics and Usage Tracking
We collect anonymised data about how you interact with our financial tools. This information never includes your personal budget numbers or sensitive financial data. Instead, we track patterns like which features are most helpful, where users spend their time, and what might need clearer instructions.
Why This Matters for Your Budgeting
When you're managing your annual budget, you need tools that work smoothly. Our tracking helps us understand real usage patterns. For instance, if we notice lots of people switching between different budget categories frequently, we might redesign that interface to make it more efficient.
We've learned that many Australian households check their budgets most actively in January and July. That insight came from our analytics, and it helps us schedule feature updates and maintenance during quieter periods.
Data Retention Periods
Different tracking technologies store information for varying lengths of time. Here's what you should know:
Session Cookies
These disappear the moment you close your browser. They're used for temporary functions like keeping you logged in while you work on your budget.
Persistent Cookies (1-12 months)
These stick around between visits to remember your preferences. Most expire after a year, though some functional cookies might last up to two years if they're storing important settings you've customised.
Analytics Data (26 months)
We keep aggregated usage statistics for just over two years. This helps us spot long-term trends in how people use our budgeting tools and whether our improvements are actually working.
Managing Your Cookie Preferences
You're in control of which cookies you accept. Most browsers let you block or delete cookies entirely, though this might affect how well xenolivaras.com works for you.
Browser-Specific Instructions
Each browser handles cookies a bit differently. Here's where to find the controls:
What Happens If You Block Cookies?
You can definitely use xenolivaras.com without accepting all cookies, but some features won't work as smoothly. Blocking essential cookies will log you out constantly. Refusing functional cookies means you'll need to reset your preferences every visit.
Analytics and marketing cookies are optional. Blocking them won't affect your ability to create and manage budgets, but it does limit the insights we can gather to improve the platform for everyone.
Third-Party Tracking
Sometimes we work with external services that set their own cookies. These might include analytics providers, content delivery networks, or embedded tools that enhance our budgeting platform.
We're careful about which third parties we trust with this access. Any service we integrate must meet strict privacy standards and align with Australian data protection requirements. Still, these external cookies operate under their own policies, which you should review separately.
Updates to This Policy
Technology changes, regulations evolve, and we occasionally update our practices. When we make significant changes to how we use cookies, we'll update this page and notify active users through the platform.
We recommend checking back here periodically if you're concerned about tracking. The date at the top shows when we last revised this policy.
Questions About Cookies?
If you're unsure about anything in this policy or have specific concerns about how we use tracking technologies, we're happy to explain in more detail.
- Email: contact@xenolivaras.com
- Phone: +61756012658
- Address: Morisons Arcade, 3, 103 Junction St, Nowra NSW 2541, Australia